FOR ALL CLAIMS of Short-Term or Long-Term Disability
Follow these steps to adhere to FCPS requirements:
To access you disability benefits, you should IMMEDIATELY notify your supervisor and CALL LIBERTY MUTUAL at 1-800-524-0740 for the following conditions:
- On the fifth (5th) day of an absence
- If you have been absent for five days in a month for the same condition
- If you are diagnosed with a serious personal illness
- If you have an injury or illness that occurred while working
NOTE: Claims filed after the 5th day will be denied but may be appealed.
Short-Term Disability (STD)
After an elimination period of 20 consecutive workdays (or 20 nonconsecutive same condition absences), this plan replaces 90 percent of your income for up to five months if you are disabled and your claim is approved.
Long-Term Disability (LTD)
If your disability lasts longer than six months and your LTD claim is approved, this plan replaces a portion of your pre-disability income.
This plan provides medical coverage and, if necessary, partial income replacement if you sustain a work-related injury or illness. The injury must be reported within five calendar days. You are eligible once you have completed seven days of employment.
For more details:
STD, LTD, LOA (Leave of Absence), FMLA (Family Medical Leave Act)
571-423-3200 option 2